Digital euro preparation continues as holding limit, privacy debated

Preparation for the launch of the digital euro CBDC continues with an eye toward a potential October 2025 launch decision.

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The European Central Bank (ECB) has released its second progress report on the preparatory stage of digital euro issuance. Holding limits for the central bank digital currency (CBDC) and harmonization of laws were some of the questions addressed in the report.

The ECB report represents a halfway point in the preparatory phase, which follows the investigative and design phases.

After a review of the developing digital euro rulebook, the Rulebook Development Group launched seven workstreams manned by market participants and central banks that will continue its development.

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